Care you often hear about late, but that is better arranged early.
Laser or electrolysis by a skin therapist, with prior authorisation. Per request up to 10 laser or 20 electrolysis sessions, then a follow-up request. Needed: photos 24 hours after shaving and a gender team referral. Zilveren Kruis mentions up to € 1,750 per request. Body hair removal is not covered.
Tip: make sure "transgender" is on the invoice; without it, an invoice of ours was once rejected.
Part of genital surgery. Start at least 9 months before a vaginoplasty.
Freezing sperm or eggs has been covered since 2017, though it does not always go smoothly. Everyone should be offered a conversation about wanting children, before hormones or surgery.
Covered for bald patches or baldness after transition, up to about € 497.50 (2026), personal contribution possible.
For 18+ from basic insurance, under 18 via the Youth Act. Support while waiting: the Genderpraatjes chat.
Covered, with referral. See voice.